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Deductibles

Why Use Deductibles?

  • Provides Greater Protection for your Premium Dollar on Catastrophic Losses if Insurance value is bought up.
  • Provides lower rates because the cost of adjusting small losses is avoided.

Deductible

Deductible Rate in

Code Type Alberta Manitoba Saskatchewan
F/C Full Coverage 1.00 1.00 1.00
10S D 0.75 0.75 0.75
25S S 0.50 0.50 0.50

Deductible Payment Table

The following table shows how many dollars per acre you will be paid under our different policy forms if you purchase coverage of $100 per acre.

Loss Full Cover 10S 25S
5% $0 $0 $0
10% $10 $0 $0
15% $15 $5 $0
20% $20 $10 $0
25% $25 $15 $0
30% $30 $20 $5
35% $35 $25 $10
40% $40 $30 $15
45% $45 $35 $20
50% $50 $40 $25
55% $55 $45 $30
60% $60 $50 $35
65% $65 $55 $40
70% $70 $60 $45
75% $75 $65 $50
80% $80 $70 $55
85% $85 $75 $60
90% $100 $80 $65
100% $100 $90 $75